Name at least three factors that contribute to socio-economic disparities.

The selection of poverty, education, and access to healthcare as contributing factors to socio-economic disparities highlights key elements that significantly affect an individual's or a community's economic stability and overall quality of life.

Poverty serves as a foundational factor; when individuals or families lack sufficient financial resources, they struggle to meet basic needs such as food, shelter, and clothing, which in turn limits their opportunities for upward mobility. Education is closely tied to socio-economic status; access to quality education can provide individuals with the skills and knowledge necessary for better-paying jobs, thus improving their economic situation. When educational opportunities are unequal, this can perpetuate cycles of poverty.

Access to healthcare is critical as well, as it determines whether individuals can obtain necessary medical services, preventative care, and overall well-being. Those with limited access to healthcare often face greater health challenges, which can impact their ability to work and support themselves economically.

These three factors interconnect and substantially influence socio-economic outcomes, reflecting systemic issues present in society that can lead to persistent disparities between different groups.